TDA Insurance Blog
Learn how to protect your property with our Michigan Business Insurance!
2/9/2012 9:13:36 AM
According to the Insurance Institute for Business and Home Safety (IBHS), Michigan’s natural disaster risks may include wildfire, flood, tornado, winter weather, and hail. Michigan business insurance is essential to protect your livelihood in case of damage, as is taking steps to protect your property from excess loss as a result of these natural hazards.
Actions to protect your property include:
• Take steps to protect your inventory and business records.
• Install a generator in case of power loss.
• Minimize your fire risk by removing combustible materials on your property.
• Repair your roof if damaged and consider replacing it with one made from disaster-resistant materials if necessary.
• Build or retrofit with disaster-resistant materials.
• Anchor equipment and fuel tanks to prevent loss in a flood.
• Protect building openings with shutters during high winds or storms.
• Remove potential high-wind “missiles” from outside.
• Secure your roof, roof-siding, and brace gable-end roofs.
• Protect your plumbing system with water pipe insulation and attend to leakage problems.
• Clear your gutters of debris to improve drainage and reduce the risk of ice-dams and water damage in winter.
More detailed information about protecting your property from natural disaster can be found at FEMA, or at the IBHS. By reducing your risk of damage from disaster, you may also lessen your need for filing claims on your Michigan business insurance policy, which may help to save you money in the process!
*
Actions to protect your property include:
• Take steps to protect your inventory and business records.
• Install a generator in case of power loss.
• Minimize your fire risk by removing combustible materials on your property.
• Repair your roof if damaged and consider replacing it with one made from disaster-resistant materials if necessary.
• Build or retrofit with disaster-resistant materials.
• Anchor equipment and fuel tanks to prevent loss in a flood.
• Protect building openings with shutters during high winds or storms.
• Remove potential high-wind “missiles” from outside.
• Secure your roof, roof-siding, and brace gable-end roofs.
• Protect your plumbing system with water pipe insulation and attend to leakage problems.
• Clear your gutters of debris to improve drainage and reduce the risk of ice-dams and water damage in winter.
More detailed information about protecting your property from natural disaster can be found at FEMA, or at the IBHS. By reducing your risk of damage from disaster, you may also lessen your need for filing claims on your Michigan business insurance policy, which may help to save you money in the process!
*
