Water Backup vs Flood Insurance Coverage

Dan Diederich from TDA Insurance & Financial prepares Michigan homeowner’s and Detroit Tigers baseball fans, as rain and spring approach us. Dan explains the difference between water backup coverage and flood coverage, both which do not come included on a…

Workers Compensation and General Liability Audit Tips

*All workers compensation policy and most General Liabilities are annually auditable. If you keep good records and provide the appropriate audit information this process will go smoothly. Contrarily, if the data you provide the insurance company is not detailed and…

What to do with Michigan Ice Damming

Ice Damming claims are prevalent right now in Michigan and can cause a lot of inconvenience and damage to property owners. Ice Damming is caused by typically a large build of snow on the roof. The gutters with the buildup…

5 Rules Every Landlord Should Live By

I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…

Will my credit rating change my insurance rates?

I was recently asked this question by one of our TDA Insurance & Financial Agency  clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance…

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