Fitness Centers & Health Clubs

At TDA Insurance & Financial we understand and recognize that owning and operating a fitness center or health club is a huge responsibility—not to mention the fact that your industry brings with it very specific commercial insurance needs.

That’s why we work with top specialty carriers who specialize in pinpointing your venue’s unique risk exposures and have the ability to craft highly-effective insurance strategies to combat them.

At TDA Insurance & Financial our fitness center and health club-specific business packages can be easily tailored to match the distinct coverage and operational requirements of your unique location. At TDA Insurance & Financial, our coverage is all encompassing and we are proud to service the insurance needs of:

  • Fitness Centers
  • Health Clubs
  • YMCA/YWCA
  • Yoga Studios
  • Martial Arts Centers
  • Day Spas
  • Tanning Salons

By working with expert carriers, who understand your industry inside and out, we can help provide you with the right insurance protection for your businesses, which may additionally include: sports liability, fitness counseling, tanning exposures, larger property values and personal trainers. Working with the leading carriers, our claims professionals have countless years of experience and can also help to protect independent exercise operators – whether or not they are affiliated with a club – for Pilates, yoga, tai chi, aerobics, swimming pools, and similar exercise services.

At TDA Insurance & Financial we make sure to cover all the bases. Our inclusive commercial insurance packages can offer the following protections for your venue:

Liability Coverage

  • Policy limits for General Liability are available up to $1,000,000/$3,000,000 occurrence/aggregate
  • These additional coverages may also be included at policy limits, specifically for your fitness center or health club-specific insurance program:
    • Abuse & Molestation Coverage
    • Health Club Professional Liability
    • Child Care Professional Liability
    • Sports Participant Legal Liability
    • And more…

Be sure to ask our expert coverage specialists abut additional liability coverages such as: excess sports medical payments, membership discrimination, tanning or massage operations, employee benefit liability and much more!

Property Coverage

We are also happy to offer additional property coverages such as earthquake coverage, sewer back up, utility damage and more.

Additional Coverage Options:

  • Inland Marine
  • Commercial Auto
  • Workers Compensation
  • Employment Practices Liability Insurance
  • Not-for-Profit Directors & Officers
  • Commercial Umbrella
  • And more…

At TDA Insurance & Financial we also pride ourselves on the ability to equip you and your establishment with effective loss prevention tools and risk management strategies. Join TDA Insurance & Financial and all of our superior carriers to better protect your fitness center or health club today! Call us for a free quote and to learn more about our comprehensive commercial insurance packages!