Home Builders Association of Michigan

Welcome Michigan Home Builders!

Why pay more for your business insurance?

As a member of the HBA of Michigan, you don’t have to.

As a Home Builder today, your margins are being squeezed on both ends by clients and subcontractors. We want to help you save money and improve your most important insurance coverage.  Kennedy Nemier and TDA Insurance & Financial have negotiated an exclusive insurance program just for members of the Home Builders Association.  We offer an exclusive program that only a select few agencies have access to with Frankenmuth Insurance. This program is tailored specifically to Home Builders and carves out unnecessary cost from your insurance without sacrificing coverage.


Frankenmuth is an AM Best A+ rated insurance with superior claims service.  Kennedy Nemier and TDA Insurance are your trusted insurance advisors that help customize the coverage you deserve.  Our Team of professionals our well versed with Home Builders and provide service that is second to none!

Exclusive Benefits for HBA Members:

Big Discounts:

  • Save 10% on commercial insurance

  • Save 10% on workers' compensation

  • Save 15% on Home and 17% on Personal Auto – Available for your employees as well

    • Example: NON- HBA Member rate per $1000 sub cost $0.70. HBA Member rate per $1000 sub cost $0.40.

  • Special HBA audit procedure for Subcontractor and Builder – Materials REMOVED from subcontract-costs

    • Example: $1,000,000 in subcontract costs, $350,000 in material, audit removes material for a total of $650,000. In this example, HBA Members would realize a 35% savings within this premium rating line item alone!

Superior Coverage:

  • Contractors group protection coverage- covers damage due to faulty workmanship, materials, design or products resulting from insured’s error, omission, or negligent act. EXCLUDED in standard insurance policies.

  • Special audit procedure for HBA

  • Bundled coverages including Errors & Omissions are available

  • Endorsements for property, liability and auto needs

Why Kennedy Nemier Insurance Services and TDA Insurance & Financial Agency?

Every day at Kennedy Nemier and TDA Insurance, we strive to provide our clients with the most coverage at the lowest possible cost. We are a family company that started from the ground up in Novi, Michigan just 25 years ago. Our motto is that if we treat our employees like family, then they will treat our clients like family. Today, our company continues to grow quickly as we build trust within our community. The more we grow, the more opportunities we have to support local families and communities, as well as our clients. That’s why we’re happy to offer members of the HBA of Michigan exclusive insurance benefits!

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