As technology continues to advance, so do cyber-attacks. Losses from cyber breaches rise year after year. One small mistake can allow hackers to gain access to company and consumer information instantly. To protect your business, employees, consumers, and your reputation,…
Is purchasing a life insurance policy really worth it? For most adults, the answer is yes. No one wants to think about the possibility of needing life insurance. But unfortunately, and tragedies can happen at any age. It is important…
Watch for an in depth explanation about why your insurance rates are going up: Why are Property and Auto Insurance Rates Rising So Much? Recently, insurance rates have been increasing significantly due to hard market conditions. This hard insurance market…
Dan Diederich from TDA Insurance & Financial prepares Michigan homeowner’s and Detroit Tigers baseball fans, as rain and spring approach us. Dan explains the difference between water backup coverage and flood coverage, both which do not come included on a…
*All workers compensation policy and most General Liabilities are annually auditable. If you keep good records and provide the appropriate audit information this process will go smoothly. Contrarily, if the data you provide the insurance company is not detailed and…
Ice Damming claims are prevalent right now in Michigan and can cause a lot of inconvenience and damage to property owners. Ice Damming is caused by typically a large build of snow on the roof. The gutters with the buildup…
Employment Practices Liability Insurance Employment Practices Liability Insurance (EPLI), covers wrongful acts arising from the employment process. The most frequent types of claims covered under EPLI are: This coverage is not covered on your normal general liability policy unless added…
Hello, my name is Mark Diederich, CEO of TDA Insurance. As a valued client of TDA its our goal to keep you informed and educate you on your insurance choices. By now, I am sure you have some knowledge of…
I’m pretty confident that if you asked anyone who has ever owned a rental property you would get an overwhelming response that it’s not as lucrative or easy as they thought it would be. In fact, owning a rental property…
I was recently asked this question by one of our TDA Insurance & Financial Agency clients, and thought I would share the answer here for our readers. There are a lot of things that go into homeowners and auto insurance…